Dear Sir/Madam, I would like to apply for a job as a "Credit Officer" in your esteemed organization. I am a Kenyan citizen aged 29 years. I have a Diploma in Cooperative Management from Cooperative College of Kenya. I also have a certificate in computer applications. I have worked with Kenya Women Finance Trust (KWFT) as a Business Development Officer between 2004 to 2006. I am currently working with Muki Sacco Ltd as the Micro Finance Manager. During the two assignments, i have been able to acquire much experience in the Micro Finance sector which involves:- * Monitoring, reviewing and reporting loan performances for existing clients. * soliciting new clients and selling loan products to them. * appraising new credit applications and recommending for loan disbursement and worthiness. * compile reports related to own functions for management use. * Manage risk and credit exposures against the organization. * Manage client relationship to ensure strategic cooperation with the company. * Training clients on financial and business management among others. I'm always able to surpass my targets and to establish good working relationship with both my fellow workmates and clients which make working easy and enjoyable. I believe i would be an asset to the organization and will do my best to make sure that organization goals are satisfactorily met if given a chance to work in your esteemed organization. I look forward to hearing from you in your earliest convenience. Find attached my C.V. Thank you. Yours Faithfully, Anthony Njuguna. ##########